rewrite this content using a minimum of 1000 words and keep HTML tags
Have you ever wondered if there are things you are forgetting to budget for? If so, you’re not alone! (Psst! Need to set up a budget? Grab our FREE budgeting spreadsheets to get started!)
I recently polled my IG followers about common items people might forget to budget for. They came up with a HUGE list of great ideas!!
Health Care
Insurance co-pays
Prescriptions
Haircuts
Vitamins & supplements
Pet meds & vet visits
Dental & orthodontic work (this can really add up with a bunch of kids!)
At-home medical supplies (bandages, gauze, over-the-counter meds)
Vehicles
Irregular maintenance (new breaks, rotors, AC, etc.)
Oil changes
New tires
Car inspections
Taxes
License and registration fees
Car wash memberships
Saving up for a new-to-you vehicle purchase
Kids and Family
School supplies
Teacher gifts
Supplies or fees for hobbies
Sports fees & equipment
Music lessons and instruments
Tickets for sport/music events and concerts
Hot lunch and special snack money
Back-to-school shopping
Kids’ activities
Family fun
Family vacations
College funds
Holidays and Special Events
Christmas decor & wrapping supplies
Christmas gifts
Postage for Christmas cards
Family photo sessions
Hosting (in addition to your regular grocery budget)
Anniversary and birthday outings / special meals
Home
Home repairs
Replacing home appliances
New plants and flowers
Tree removal
Irrigation repair
Natural disasters
Pest control
Saving up for a big home purchase like a new roof, HVAC, or septic system
Other
Giving & tithing
Unpaid time off work for sickness or family needs
Annual subscriptions (Amazon Prime, Netflix, various software programs, online courses)
Inflation on things you are saving for (they will be more expensive by the time you’ve saved enough)
Whew — that’s a lot!
Don’t panic though! Chances are, you won’t have all of these included in your budget, because everyone’s budget looks different depending on life circumstances, priorities, and goals. And if you use our FREE budgeting spreadsheet to set things up, most of these items fall under one of the fixed or variable expenses categories, so you’ll be set!
I would simply encourage you to nail down your financial goals and then set up a simple budget to track everything. Run through this list after you set up your budget to be sure you didn’t forget anything that’s important to you!
Did we miss anything? What else would you add to this list?
Want to make THIS the year you finally stick to a budget?!
Tracking your budget doesn’t have to be overwhelming or complicated! Use these FREE Budget Spreadsheets to easily plan and track your spending each month!
and include conclusion section that’s entertaining to read. do not include the title. Add a hyperlink to this website http://defi-daily.com and label it “DeFi Daily News” for more trending news articles like this
Source link
