rewrite this title Splitit to Help AI Agents Pay in Installments – Finovate

Splitit launched its Agentic Commerce Partner Program that enables AI agents to offer card-linked installment payment options directly within merchant checkout flows without requiring new lines of credit.

The program is designed to align with emerging standards like Google’s AP2 and OpenAI’s Agentic Commerce Protocol, ensuring interoperability as autonomous shopping ecosystems evolve.

As AI-driven commerce accelerates, Splitit aims to make flexible pay-later options a native part of agent-powered purchases starting with a pilot in the fourth quarter of this year.

Embedded BNPL solutions provider Splitit announced yesterday that it launched a partner program that will allow AI agents to take advantage of pay-later capabilities when making payments on behalf of their users.

Called the Agentic Commerce Partner Program, the new initiative will allow autonomous shopping agents to make payments using card-linked installments. AI agents that have registered with Splitit can request real-time installment options directly within the merchant’s checkout flow. The payments take place on existing payment rails using the users’ existing payment cards, and do not require new lines of credit.

While the agentic commerce landscape is still in its early days of development, Splitit built its Agentic Commerce Partner Program to align with emerging industry frameworks like Google’s AP2 and OpenAI’s Agentic Commerce Protocol to ensure flexibility and interoperability across future agent ecosystems.

“Agentic AI will fundamentally reshape how consumers and businesses buy,” said Splitit CTO Ran Landau. “Splitit’s mission is to ensure that seamless, transparent installments are built into this new paradigm from day one, not bolted on later. We look forward to partnering with leading merchants, platforms, networks, and banks in developing meaningful use cases that can be beneficial to shoppers and brands.”

Splitit’s new feature aims to keep up with the newest evolutions in agent-powered shopping. According to Adobe, 53% of consumers plan to use AI for product research and 40% plan to use AI for purchasing recommendations this holiday season, especially as shoppers are turning to Gen AI for deal-hunting, recommendations, and gift inspiration.

By embedding installment payment functionality directly into agentic commerce flows, Splitit is positioning itself at the cutting edge of autonomous shopping. As agentic ecosystems mature, the integration will allow merchants and platforms to offer more flexible, seamless payment options at the point of decision. Splitit’s Agentic Commerce pilot program will roll out in Q4.

Photo by Magda Ehlers

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