rewrite this title Aeropay Integrates with Jack Henry to Extend Pay-by-Bank Capabilities – Finovate

Pay-by-bank provider Aeropay has teamed up with banking technology and modernization company Jack Henry.

Aeropay will integrate with Jack Henry Payments Orchestrator to boost its bank integration capabilities and enhance its pay-by-bank network.

Founded in 1976 and celebrating its 50th anniversary this year, Jack Henry has been a Finovate alum since 2010. The company is based in Monett, Missouri.

Pay-by-bank provider Aeropay announced an integration with Jack Henry that will help the company expand its instant payments capabilities and boost the resilience of its national pay-by-bank network. Aeropay is integrating with Jack Henry Payments Orchestrator (formerly Victor Technologies) to not only enhance its bank integration capabilities, but also to introduce new payment rail infrastructure throughout its ecosystem.

“Bank payments just got more reliable,” Aeropay noted on its LinkedIn page when the news was announced. “Aeropay just integrated with Jack Henry, expanding our real-time payment infrastructure and adding smart routing across our network. For merchants, that means even fewer failed payments and faster funds. The integration is live.”

The integration enables request-for-payment (RfP) and real-time payment (RTP) capabilities, enhancing Aeropay’s multi-rail architecture. Aeropay will be able to dynamically route transactions based on performance, availability, and risk conditions. As RfP and RTP networks continue to expand to more and more US financial institutions, this architecture improves uptime, accelerates transactions, and offers greater flexibility for instant payment acceptance and settlement.

Chicago, Illinois-based Aeropay offers a national pay-by-bank network that outperforms cards, cash, and checks with a multi-rail payment infrastructure that includes ACH, RTP, RfP, and FedNow capabilities. Aeropay makes it easy for companies to add and scale bank connections, pay-by-bank, instant payouts, and AI risk prevention. The firm’s pay-by-bank offering lowers processing costs by 50% and helps accelerate cash flow with payments that settle same-day (or faster). Aeropay’s pay-by-bank network also features built-in risk prevention, preventing returns and eliminating chargebacks via real-time verification, AI risk scoring, network intelligence, and guaranteed settlement.

A Finovate alum since 2010, Jack Henry & Associates serves banks, credit unions, fintechs, and businesses with comprehensive, cloud-native solutions that unify core, digital, and other services into a single, adaptable ecosystem. Jack Henry offers financial institutions a range of internally developed modern capabilities as well as the ability to integrate with innovative fintech technologies. Currently celebrating its 50th year, Jack Henry serves more than 7,500 community and regional banks and credit unions with solutions for digital banking, payments, lending, fraud risk, and more. Jack Henry & Associates is headquartered in Monett, Missouri. Greg Adelson is President and Chief Executive Officer.

Photo by Chris Dickens on Unsplash

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