rewrite this title Bitcoin Falls Below $85,000 as Altcoins Decline and Assessing Digitap’s ($TAP) Payment Utility in 2026

Bitcoin (BTC) plunged below $85,000 overnight, triggering a market-wide liquidation. This sudden drop came as investors anticipated interest hikes from the Bank of Japan this week. With the top 10 cryptocurrencies bleeding, investors are searching for the best altcoins to buy to hedge against losses.

Specifically, investors are rushing to join Digitap ($TAP), an upcoming Web3 project that connects crypto and fiat currencies to streamline payments. The project reports over 100,000 users and approximately $2.4 million raised during its ongoing crypto presale.

The following sections outline factors influencing investor interest in Digitap.

Bitcoin’s Decline Leads to Over $600 Million in Market Liquidations

On Monday, Bitcoin’s price plunged rapidly, sparking sell-offs across most cryptocurrencies. As a result, the broader market witnessed liquidations totaling approximately $600 million. Bitcoin saw the most significant outflows, with investors closing long positions worth $218.7 million. Ethereum followed closely, with over $213 million worth of long positions liquidated.

These losses came after fears that the Bank of Japan (BoJ) would tighten its monetary policy this week. If the BoJ raises interest rates, it will force investors who borrowed yen at low rates to buy high-yielding assets to close out their positions. It is worth noting that Bitcoin has previously plunged after the BoJ raised interest rates. 

At the time of writing, Bitcoin has recovered partially, climbing to $87,009. However, this price still represents a 5% weekly drop. In the higher time frame, Bitcoin’s price is down 30% from its October 6 ATH of $126,198. While Bitcoin has bounced back, its 30-day moving average is declining, suggesting a short-term weakening trend. 

With the BoJ expected to raise interest rates to a 30-year high on December 19, experts believe Bitcoin might plunge again to retest the $85,000 support level. This forecast explains why investors are diversifying portfolios by embracing Digitap, which has emerged as one of the best altcoins to buy. 

Digitap: Overview of Payment and Transfer Features

With Bitcoin and other top altcoins caught in a descending channel, investors are migrating to Digitap. This burgeoning project has intrigued crypto enthusiasts because it bridges the gap between DeFi and TradFi. Digitap achieves this feat by allowing users to spend, invest, and manage crypto and fiat currencies through its innovative app. 

Unlike most crypto presales, which only present a roadmap in PDF format, Digitap has already launched the beta version of its app. The app offers features intended to increase accessibility for users seeking basic financial tools, including those without access to traditional banking systems. 

To streamline payments, Digitap inked deals with sponsored banking partners. These partnerships grant Digitap access to the traditional banking system, allowing users to use fiat payment rails such as SEPA and SWIFT. In addition, Digitap’s integration of blockchain technology ensures users enjoy high transfer speeds and fees of under 1%. 

Moreover, Digitap boasts an AI-powered routing engine that selects the best exchange paths for both crypto and fiat currencies. This automated engine ensures Digitap users get the best exchange rates every time they transact. 

Digitap Visa-Linked Card Features Explained

To further simplify payments, Digitap issues virtual or physical cards in partnership with Visa. These Visa co-branded cards enable users to spend their crypto or fiat currencies anywhere in the world. These cards are also compatible with Google Pay and Apple Pay for seamless tap-to-pay transfers. 

Users can order both virtual and physical cards and complete KYC to unlock higher limits and offshore accounts. Virtual cards can be used for anonymous online spending, while physical cards can be used for in-person payments or cash withdrawals from ATMs.

Cardholders may access features such as cashback, depending on eligibility and program terms. This explains why investors seeking top altcoins to buy are embracing Digitap’s innovative platform for all their purchases. 

Understanding $TAP’s Token Model and Presale Structure

Digitap reports increasing participation in its presale, citing interest in its token model and platform features. It boasts a deflationary model with a fixed hard cap of 2 billion tokens. This not only prevents inflation but positions $TAP among the best crypto to buy now. 

Token holders enjoy benefits like staking APYs of up to 124%, fee discounts, and cashback promotions. At the moment, Digitap is progressing with its 12 Days of Xmas promotion. This promotion started on December 13 and runs until December 24. During this promotion, investors can win exciting prizes every 12 hours. 

Digitap Promotional Campaign: Over $300K in Holiday Bonuses and Events

Currently in Round 3 of its ongoing crypto presale, $TAP is going for $0.0371. This price offers an appealing entry point, as the listing price is $0.14. Furthermore, experts expect the token to skyrocket in 2026 as more investors join the Digitap revolution. These factors have contributed to increased interest in $TAP among certain investor groups.

Digitap Project Access and Additional Information:

Presale https://presale.digitap.app

Website: https://digitap.app 

Social: https://linktr.ee/digitap.app 

Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway 

Disclaimer 

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