#TaxTips #RetirementPlanning #IRA #HSA #RMD #TaxSeason #FinancialPlanning #MoneySavingTips
Maximize your tax filings and fight rising costs with essential retiree financial strategies. Learn quick tips for IRA and HSA contributions for 2025, and don’t miss the new $1,000 deduction for those 65+.
Yahoo Finance Senior Columnist Kerry Hannon goes over some last-minute tips for retirees before the April 15 tax-filing deadline. Contribute to an IRA if you have earned income, and an HSA if you’re on a high-deductible health plan and not on Medicare. The HSA offers a triple tax advantage. Always file electronically for refunds within 21 days—paper returns can take up to six months. Look ahead by planning Roth conversions and strategizing your Required Minimum Distributions (RMDs) and Qualified Charitable Distributions (QCDs) to lower your taxable income.
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