rewrite this title What Is a FAFSA Contributor? – NerdWallet

A FAFSA contributor is someone — typically a parent or spouse — who must submit their personal and financial information to a student’s college financial aid application. This person doesn’t need to be financially responsible for the cost of their student’s education.

If you’re a student, there are two main reasons why you might have a FAFSA contributor:

Contributors need a unique login to access their student’s FAFSA, known as an FSA ID. Each contributor must complete, sign and submit their own portion of their student’s FAFSA.

Required contributors must also authorize the IRS to transfer their tax and income information to the form. If contributors refuse to help with their student’s FAFSA or give IRS consent, the student won’t be eligible for most types of federal student aid, including need-based grants, work-study and even some scholarships.

The Education Department introduced FAFSA contributors on the 2024-25 form, as a result of the FAFSA Simplification Act. Before that, students and parents or spouses would have to sit down to fill out the form together.

Dependent students require FAFSA contributors; independent students typically do not. For the 2025-26 financial aid award year, you’re considered an independent student if any of the following criteria apply to you:

If you’re an independent student, you’ll simply fill out and submit the FAFSA with your own information.

Your biological or adoptive parent(s) must contribute to your FAFSA if you’re a dependent student. Legal guardians, foster parents, grandparents or other relatives you may live with do not count as FAFSA contributors.

You’re considered a dependent student on the FAFSA if you do not meet any of the independent student criteria listed above.

If you’re a dependent student, here’s how to tell which of your parents is a FAFSA contributor:

Married students are considered “independent” students on the FAFSA, so their parents won’t be contributors even if they still provide some financial support.

But depending on a married student’s tax filing status, their spouse may need to serve as a FAFSA contributor:

Each contributor requests their own FSA ID, which is the unique username and password combination they’ll use to sign into the FAFSA. If you’re a parent, you can’t set up an FSA ID for your student, and students can’t set up FSA IDs for their parents — everyone must go through this process individually.

Request your FSA ID on studentaid.gov. Be prepared to submit your Social Security number, physical address, email address and date of birth. There’s typically a one- to three-day processing turnaround between requesting your FSA ID and receiving it. You can’t sign and submit the FAFSA until you have an FSA ID.

If you’re a student, you’ll be prompted to invite contributors while filling out your portion of the FAFSA. Prepare to provide the following information for each of your contributors:

The information you provide must exactly match what your contributor provides when they set up their FSA ID.

If your parent is undocumented and does not have an SSN, the mailing address you provide must exactly match what appears in your parent’s studentaid.gov account. Even abbreviations need to match — like “Rd.” versus “Rd” or “Road.”

Parent contributors can access their student’s FAFSA at studentaid.gov or FAFSA.gov. Select “Log In To Start” and enter your FSA ID. Next, select the “Parent” option.