rewrite this title Stripe Acquires Orum for Undisclosed Amount – Finovate

Stripe is acquiring payment orchestration startup Orum to enhance its real-time payments capabilities, including FedNow, RTP, and AI-driven instant payouts.

Terms of the acquisition were not disclosed. The move follows Stripe’s earlier acquisitions of stablecoin platform Bridge and user data API company Privvy.

The acquisition reflects Stripe’s broader strategy to lead in modern, fast, and seamless payment infrastructure amid growing global demand for real-time payments.

Payment acceptance and financial services platform Stripe has agreed to acquire payment orchestration startup Orum for an undisclosed amount.

“Today, I’m excited to share the next step in our journey: Orum will be joining Stripe,” said Orum Founder and CEO Stephany Kirkpatrick in a blog post announcement.

Orum was founded in 2019 to serve as a single solution for accessing RTP, FedNow, Same Day ACH, ACH, and wires. The company’s payment API orchestrates instant payouts, using AI to predict the availability of funds within an account and pre-authorize transactions. In addition to its payment orchestration tools, Orum also verifies bank accounts and delivers payments 24/7 with its Direct to Fed solution that’s built on a connection to the US Federal Reserve’s payment rails as a service provider.

Since Orum was founded in 2019, the company has raised $82.2 million from investors including Bain Capital Ventures, Accel, and Canapi Ventures.

“Over the past six years, our incredible team at Orum has built innovative solutions that transform payment technology for businesses—revolutionizing payment speed, certainty, and orchestration,” added Kirkpatrick. “Businesses and consumers should not have to think about how their money moves from point A to point B—they should just know that it will happen with speed and certainty.”

Kirkpatrick said that combining with Stripe offers a “rare” opportunity to help Orum accelerate its mission to power a better financial system where everyone has the opportunity to build their potential.

For Stripe, which processed more than $1.4 trillion in total payment volume in 2024, the Orum purchase is just the latest in a string of acquisitions. The San Francisco-based company has also recently picked up user data API company Privy for an undisclosed amount and stablecoin platform Bridge, which cost $1.1 billion.

Today’s announcement comes at a time when real-time payments are beginning to ramp up across the globe. Conversations have been spurred by the launch of FedNow in the US in 2023, as well as growing interest in stablecoins, which are favored for their real-time settlement. Stripe’s acquisition of Orum is an example of how the company is committed to pursuing modern payment infrastructure and enabling faster, more reliable money movement for its global user base. As the payments landscape continues to evolve, this move positions Stripe as a leader in an ecosystem where speed, certainty, and seamless orchestration are table stakes.

Photo by Diva Plavalaguna

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