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Home Markets Crypto Market

rewrite this title If You’re Holding XRP, This Pundit Says You Should See This

Scott Matherson by Scott Matherson
May 16, 2026
in Crypto Market
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rewrite this title If You’re Holding XRP, This Pundit Says You Should See This
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rewrite this content using a minimum of 1200 words and keep HTML tags

A crypto analyst is criticizing XRP investors for only holding the cryptocurrency without making proper use of it. The analyst said that the market is now more focused on price action and chart trends than on utility, and on how the XRP Ledger (XRPL) as a blockchain can benefit them. He urges investors not to just sit idly waiting for a price surge but to actively engage in XRP’s use cases to make money. 

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Market Analyst Questions XRP Investors’ Lack Of Action

MrCauliman, a firm XRP advocate, has come out strongly against what he sees as a widespread problem within the XRP community. In an X post on May 14, he expressed deep frustration over the behavior of most XRP holders, noting that a large portion of the community is consumed by price predictions, influencer opinions, and emotional reactions to market movements.

He said that investors keep asking how to use their XRP and how to make money with it, yet spend no real time studying the network or the builders working on it. MrCauliman believes that this mindset is holding many people back from earning a steady income from the XRP ecosystem.

He urged the community to wake up and stop being emotionally impatient and complaining about slow price growth. Having built on rival networks such as Solana, MrCauliman now focuses heavily on the XRP Ledger because he believes it is unique. He noted that too many investors are buried in noise and fantasy math that comes with price forecasts and hopes of a life-changing rally.

XRP is currently trading at $1.40. Chart: TradingView

The developer also explained that anxiety around XRP comes from holding the asset without understanding it, and confidence comes from actively using it. He advised people to tune out the noise and study the builders creating real tools on the blockchain ledger. He believes that once investors start using the XRP Ledger for daily transactions, they will stop treating the asset like a lottery ticket and start viewing it as working capital.

How XRP Can Benefit Holders Beyond Price Action

To show what true utility and engagement look like, MrCauliman pointed to his own ecosystem and active projects running on the XRPL as proof that XRP can be put to work rather than simply held. But beyond his own work, he laid out several ways everyday investors can do the same.

He urged holders to learn how the XRP Ledger actually works from the inside. This means getting familiar with its self-custody tools, using wallets like Xaman, trading on the blockchain’s built-in decentralized exchange, setting up trust lines, and exploring NFTs and automated market makers (AMM) on the ledger. He also suggested looking into tools like the Uphold card, which allows users to spend and earn XRP through everyday activities.

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MrCauliman’s core message is that XRP is already a legitimate, working financial tool for those willing to use it. He said that investors can spend it where it makes sense, and even earn it through available platforms. Instead of waiting idly for the price to jump, he urges holders to move with intention within the ecosystem while keeping control of their bags. He acknowledged that there are many opportunities for XRP holders, but many are just too focused on the price chart to notice.

Featured image from Pexels, chart from TradingView

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