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The ability to bring your family into an airport lounge for free is a rare perk these days, especially with a travel credit cards.
However, if you travel often with a partner or family members, here are some alternatives that can get you and your guests into a lounge without having to worry about extra fees.
1. Chase Sapphire Reserve®
Annual fee: $795.
2. Airline lounge credit card
Annual fee: Varies depending on the airline.
Lounge access policy: Varies depending on the airline.
Why we like them: If you’re loyal to an airline — whether by choice, geography or circumstance — it might be worth picking up its airline lounge credit card. American Airlines, United Airlines and JetBlue Airways are among the few that offer complimentary lounge access for both the primary cardholder and additional guests.
Airline cards with lounge access for guests

Citi® / AAdvantage® Executive World Elite Mastercard®
on Citibank’s application
Rates & Fees

United Club℠ Card
on Chase’s website
Rates & Fees

JetBlue Premier Card
3. Citi Strata Elite℠ Card

Annual fee: $595.
Lounge access policy: Unlimited access to Priority Pass lounges, with complimentary access for up to two guests. Four passes to American’s Admirals Clubs a year (includes access for the pass holder and up to three children under 18).

Annual fee: $495.
Lounge access policy: Unlimited access to Priority Pass lounges, with complimentary access for up to two guests.
Why we like it: The Bilt Palladium Card lets you bring two guests into a Priority Pass lounge, and that’s about it for lounge access. Priority Pass lounges aren’t particularly remarkable or exciting if you primarily travel in the U.S., but they can shine when abroad. In addition to its lounge access, this card is a true alternative to the Capital One Venture X Rewards Credit Card, because it offers a similar rewards earning structure of 2 Bilt Points earned per $1 on everyday spending.
5. Bank of America Premium® Rewards Elite credit card
Annual fee: $550.
Lounge access policy: Unlimited access to Priority Pass lounges and restaurants, with complimentary guest access.
6. The Ritz-Carlton™ Credit Card
Annual fee: $450.
Lounge access policy: Unlimited access to Priority Pass lounges, including Chase Sapphire lounges, with complimentary access for up to two guests.
Choosing a card with lounge access for your family
Depending on the airports you frequent and how your family travels, you’ll want a card that provides access guest access to lounges that are convenient.
For example, if your family often flies with a specific airline, it’s worth considering the airline’s premium lounge access credit card. American and United, in particular, offer generous lounge access for families with children who hold their premium credit cards.
Those cards only provide access to the airline’s own lounges, such as American’s Admirals Clubs or United’s United Clubs, so you might miss out on some Priority Pass or credit card issuer lounges. You’ll also need to be flying on that airline or one of its partners.
If your family doesn’t fly with a specific airline, you’ll want to consider a credit card that comes with a Priority Pass membership that includes guests. There are several options here, and the best one for your crew will depend on how many people are in your family. Some cards offer memberships that include complimentary access for two guests, while others don’t have limits on the number of guests. You might be able to add additional memberships or authorized users at no extra charge, which can be helpful for larger families or those that don’t always travel together.
All information about the Bank of America® Premium Rewards Elite credit card has been collected independently by NerdWallet.
How to maximize your rewards
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