rewrite this title and make it good for SEOBank7 Corp. (BSVN) Q4 2024 Earnings Call Transcript

Bank7 Corp. (NASDAQ:BSVN) Q4 2024 Earnings Conference Call January 16, 2025 11:00 AM ET

Company Participants

Thomas Travis – President and CEOKelly Harris – EVP and CFOJason Estes – President and Chief Credit Officer

Conference Call Participants

Woody Lay – KBWNathan Race – Piper SandlerMatt Olney – Stephens

Operator

Welcome to Bank7 Corp’s Fourth Quarter and Full Year 2024 Earnings Call. Before we get started, I’d like to highlight the legal information and disclaimer on Page 25 of the investor presentation.

For those who do not have access to the presentation, management is going to discuss certain topics that contain forward-looking information, which is based on management’s beliefs as well as assumptions made by and information currently available to management. Although management believes that the expectations reflected in such forward-looking statements are reasonable, they can give no assurance that such expectations will prove to be correct.

Such statements are subject to certain risks, uncertainties and assumptions, including, among other things, the direct and indirect effect of economic conditions on interest rates, credit quality, loan demand, liquidity and monetary and supervisory policies of banking regulators. Should one or more of these risks materialize or should underlying assumptions prove incorrect, actual results may vary materially from those expected.

Also, please note that this conference call contains references to non-GAAP financial measures. You can find reconciliations of these non-GAAP financial measures to GAAP financial measures in an 8-K that was filed this morning by the company.

Representing the company on today’s call, we have Brad Haines, Chairman; Tom Travis, President and CEO; J.T. Phillips, Chief Operating Officer; Jason Estes, Chief Credit Officer; Kelly Harris, Chief Financial Officer; and Paul Timmons, Director of Accounting.

With that, I’ll turn the call over to Tom Travis.

Thomas Travis

Thank you. Good morning. Welcome to